Alpeshkumar Patel, 30 and Vijaykumar Patel, 39, have been arrested by the FBI on charges of stealing millions of dollars by using fraudulent re-loadable debit card transactions from September 2013 to March 2014. Officials said the men would purchase re-loadable Green Dot cards and register them in names other than their own. The conspirators, some of whom are located in India, contacted the victims by phone and threatened or deceived them to induce them to put their money on MoneyPak cards that are used with assigned PIN codes to add funds to GreenDot cards. The cards were then used to purchase money orders and make deposits into bank accounts. The two men, who not related, are expected to be produced before a Newark court and face a jail sentence of up to 20 years and a fine of over $250,000 if found guilty.